Everyone should have this philosophy

I got this photo with my camera phone at my Shanghai supplier office. I think the philosophy is very meaningful.
If you able to read chinese, read from top to bottom, from right to left.
Direct translation to english is:
Got plan won't busy,
Got principal won't mess up,
Got finacial plan won't broke,
Got XXX won't lose. (xxx i tak tau how to transplate.. sorry)